Investment Approach
- The bedrock of our investment philosophy revolves around a stable, long-term approach to investing.
- Asset allocation between stocks, bonds, and cash is of utmost importance. With the stock market trending up about 2/3 of the time, the percentage of one’s assets invested in the stock market, or any one asset class, is critical to meeting each client’s goals.
- By concentrating our investments in high Financial Strength assets bought at reasonable prices we can minimize investment risk.
- Paying attention to what is actually happening in the market, and filtering out the “white noise” from the mainstream media is crucial for making investment decisions.
The Process
The process begins with a conversation to establish each client’s unique goals. As your financial advisor, we will ask questions and you will ask questions. Time horizon, risk tolerance, and tax implications, all play a role in establishing a client’s goals and objectives.
Needs and circumstances change; ongoing dialogue between client and advisor is critical for staying on track.
Our Portfolio Management System was developed over 35 years ago and is largely what we use today. This system, based on buying high-quality assets at reasonable prices has served my clients exceptionally well for over 25 years.